It is impossible for me to imagine life without technology. I have been sharing my life as a disabled guy on my blog for 3 years and (assuming a blog still existed) I can see how very different the story would read without our relatively recent technological advancements. As a youngster my parents would have ruined their back trying to lift me everywhere, I would have been stuck in one place of the classroom with a normal chair and would have struggled to write an exam without a computer. In adulthood I would struggle to shower, travel, work and socialise without these intrinsic pieces of equipment in my life.

My use of technology is not just functional, but built into other areas of my life too. I remember before mobile phones going out to meet my friends in a local park to play football. Afterwards I headed home alone and encountered an area of gravel. Wheelchairs usually manage this, so I ploughed through the stones. Unfortunately this time the wheels were stuck and so was I. I sat there for 30 minutes (feeling like an eternity) powerless to move or use initiative. With no means of contact I had to wait for a passer-by to help me out of this predicament. Now, I am never seen without my mobile; my independence tool for calling my Personal Care Assistants day or night.

Technology has become an integral part of my working life. At the disability charity Scope where I worked for 5 years, I used many gadgets to support me in the office. In July 2009 I started my personal blog and opened up a new chapter of life and professional development. After learning how to share my positive experiences of being disabled and fulfilling personal goals, I used social media tools (such as Facebook and Twitter) to reach out to more people and build a new community. Very quickly I could see an appetite for online learning products conveying a ‘can-do’ attitude. With the wonderful assistance of Misfit-Inc for web design, development and online tools; I set about starting ‘Sunnier Days’ – the umbrella name of my work.

Since taking the risk of leaving my day job last year to establish this vision for e-learning and positive life experiences for disabled people, many things have happened. I launched a magazine with a good friend, Srin Madipalli, called www.disabilityhorizons.com. This was featured in the Guardian recently and provides a platform for many other disabled people to share their own stories. I have been running monthly webinars (online seminars) with guest speakers, polls, Q&A time and general discussion on crucial everyday topics of living life with a disability. In March I launched the first ecourse of its kind on disability and employment – Inspiring Employment. There are many new plans on utilising technology in this way too.

In parallel to my appreciation and acknowledgment of this technology, I also wonder about the future. In 20 years it may be possible for me to do a whole new range of things. In terms of using the online technology for my disability projects; I want to share the learnings and tactics of how to use technology in living life to the max. We all have dreams, we all have barriers, but we all have the power to find solutions too. Technology is one of the most powerful keys I have found in fulfilling my own life goals, hopes and dreams so far.

Big Society Network will be hosting a unique evening with Martyn Sibley on Monday 21st May where he will talk about his mission to educate and inspire disabled people through e-learning and social media. If you are interested in attending this event please email events@thebigsociety.co.uk.

Touchscreen technology enables people to better live to their full potential, no matter their age, experience, or ability. Assistive technology is by no means new. There are electric wheelchairs for mobility, emergency buttons and mobiles for the older community, and even specialised mice and keyboards for computers. So how do tablets and smartphones change anything? The difference is that they are user friendly, mainstream, and (almost) affordable.

User friendly – Pick up a smartphone or tablet, touch it, play with it. The basics are easy to understand. There’s no need to move a mouse while looking at a screen. If you want to see what an app will do, touch it. If you want something to change on the screen, touch it. It comes naturally and just makes sense. Apart from dropping it, it is very difficult to break one of these devices! The most successful applications are the ones that are useful, usable and eye catching. Possibly without even knowing, the creators of these technologies are beginning to design inclusively.

Mainstream - Never underestimate the power of ‘cool’. For the first time, there is no need to use specialised tools that shout out ‘I have a disability, look at me’. Instead of being the odd one out, now it’s ‘look at me I have an iPad’. And the best thing is that it is also something that is useful, usable, and enhancing lives. No longer should people feel ‘left behind’ like 81 year old Peter did.

Affordable – Ok some of you might be laughing at this one. How is several hundred pounds affordable? Well, it almost is. In comparison with a lot of the assistive technology alternatives, which are often thousands, tablets/smartphones are very affordable. How can we make these even more affordable? Instead of buying the top range tablet, perhaps someone could take a cheap tablet and set it up to be more user friendly and accessible to these communities? Mindings is one example of someone who has done this.

So what’s the hold up?

There is often fear and limited knowledge of technology (by these communities and their carers/support) and limited appropriate software/apps.

What can we do?

If you’re a developer or technology company, design for these communities! The market is huge, so not only could you change lives but you can have a viable business too. If you’re not sure what is needed, involve people from the disabled and older communities in the design and development process. The key is, keep things simple, useful and usable, without being patronising.

If you are an every day do-gooder (or aspiring one), take a few minutes and show your fancy tablet/smartphone to your mom, grandpa, nephew with a disability/their support or anyone else that might benefit. Start with the basics, such as skimming through photographs. Let them hold and play with the device and remind them that there is no wrong way to use them. Then, if willing, Send me your story! Whether a video, quote, picture or written story, send them over to be used in my collection of powerful stories available soon online for the world to see. Help others see the benefits of technology.

It’s up to us to make sure that the people who could benefit most from technology aren’t left behind. Include them in this technology revolution by doing your part in your community.

Big Society Network will be hosting a unique evening with Martyn Sibley on Monday 21st May where he will talk about his mission to educate and inspire disabled people through e-learning and social media. If you are interested in attending this event please email events@thebigsociety.co.uk.

Pimp My Cause: Finalists for Ben‘n’ Jerrys Join Our Core

Since Pimp My Cause launched last summer they have gone from strength to strength. They are one of twenty-five finalists in Join Our Core. Pimp My Cause’s recent article in The Guardian explains why you should support them. A vote for them is a vote for hundreds of causes and millions of beneficiaries.

Givey: Shortlisted for the Big Chip Awards

Givey have been shortlisted as Best Newcomer in the Big Chip Awards. The award recognises enterprises that show particular promise of becoming successful.

The People Who Share: The Launch of a Marketplace of Sharing on National Sharing Day

On the 20th June The People Who Share will be holding a number of crowdsharing events across London as part of the Festival of Transition and A Good Week. On this date they will also launch their Marketplace of sharing, funded by Nesta’s Innovation in Giving Fund.

Founder of The People Who Share Benita Matofska has been nominated for 2012’s women’s social leadership awards.

Spacehive: Crowdfunding a new project to create a hub for social enterprises

After successfully raising £792,756 to fund a Community Centre in South Wales Spacehive are aiming to crowdfund £140,000 to open a derelict East End dock converting it into a hub for social enterprises (50 jobs), artists studios and gardens.

The funding campaign is being backed by singer Billy Bragg, actor David Suchet and London 2012.

Spots of Time: Over 70 people same time, same day volunteering in care homes across East London

Spots of Time held their first major event on the 5th May with their view of small moments can make a difference, over 70 people volunteered an hour of their time in Care Homes across East London. Spots of Time are working with My Home Life to launch an exciting new initiative ‘Home is Where the Heart is’ to help care homes connect with Londoners who can share their skills, interests & time.  And from next month they will be expanding into Essex too.

Nexters: Up-coming events – A can do culture through technology

The Nexters programme continues to encourage others to create a can do culture through technology through a number of events.

An Evening with Martyn Sibley, 21st May, Somerset House, London

Nexters present e-education, 12th June, Somerset House, London

Social Investment Research, 4th July, Somerset House, London

For more information please visit www.nexters.co.uk or email frances@thebigsociety.co.uk

It’s the culmination of a few months of us talking to tech entrepreneurs, charity leaders, voluntary sector bodies and fundraisers at various levels. The report has provided us with an invaluable overview of anumber of strategic issues in this field, and some pointers as to where more energy may need to be expended.

What is unavoidable, however, is the broad frustration at what is seen as the very slow adoption of technology-enabled giving options. This wasn’t just from the tech entrepreneurs energetically trying to bring new platforms to market and feeling frustration at what they see as slow decision-making processes, but just as much from fundraisers and other charity leaders who often felt they pinballed around between myriad barriers – in finding budget, in gaining support from senior managers or trustees, or in knowing how to connect to the right technology provider. In the larger charities, there was even frustration at the difficulties of gaining agreement across internal silo thinking – for example, between finance, fundraising and IT departments all with a different take on what to do (or what not to do)

Despite that, most people we spoke to felt that digital technologies will undoubtedly change the face of this market – even if they don’t yet know how – and there was huge enthusiasm for the opportunities this presents. Everyone’s got their eyes on what might come next.

Whether technology will be able to increasecharitable giving as a percentage of household income (at 0.4% it’s stubbornly refused to shift much over the past 30 years) or the new emerging models will simply replace older, traditional face-to-face and paper-based approaches yet not actually increase that amount raised, remains to be seen.

Some people we spoke to felt that even that would be significant progress, if the automation of fundraising reduces cost and allows more of the donation to get to the front line. Others, however, are far more ambitious about the enormous potential of technology to support an entirely new way of engaging with donors or supporters by creating multiple levels of engagement and new forms of relationship, unleashing far more people to be your brand ambassadors, and putting the power of the cause in their hands.

For me, taking a step back, the biggest danger might actually also be the biggest opportunity. Broad technological developments that move extremely quickly tend to be adopted early by the young, and this pace of development has the potential to change everything – how they view the world, how they relate to people, how they spend their time and money and how theyconduct their everyday business.

If the giving sector doesn’t keep up to speed with the consumer trends being pushed by Generation Y, the danger is that they will come too late to the party and end up looking like a dad at the school disco – energetically trying to show they’re in touch but not really seeing it with the same eyes as those whose space it really as, and therefore seriously sticking out and ending up lonely in a darkened corner.

On the other hand, if charities can get in there quickly and immerse themselves in new technologies as they emerge, innovations in charitable giving options could become a part of the digital furniture of people’s lives, and lead to that burst in support we all want to see. Of course, these are difficult times for charities, but the ones who thrive inthis field will be those who think long and innovate early.

The great thing is that over the past few weeks we’ve been flooded with fantastic ideas to make a real collective push in this area. We’re working through those ideas now with tech developers, charities, sector bodies and other civil society stakeholders.

We want as many new partners as possible to work on the evolution of the next stage of the Spring programme. Please get intouch via spring@thebigsociety.co.uk if you have ideas and want to join us in this space as we jointly look for the game-changers and additional support for the tech-enabled giving sector that could make all the difference.

Over 200,000 people applied for the 70,000 Games Maker volunteer roles at London 2012 – in what has been described as the biggest post-war volunteer recruitment drive this country has seen. Yet for people who have been inspired by the Olympics to make a difference in their Community, but perhaps didn’t get an official role there are still other ways to get involved in supporting community sports through volunteering. Business in the Community is encouraging more businesses to support Give & Gain Day, the UK’s largest employee volunteering day which encourages people from all walks of life to take a day out of work to volunteer on May 18 2012.

To tap into the growing appetite for sports and volunteering and catalyze the Olympics fever across the country, Give & Gain Day is partnering with urban entertainment agency Streets Utd to bring some of the best street sport artists to the Community Games on May 18. The Community Games, run by the social enterprise SportInspired, one of the Big Society Network’s Nexters, is an exciting project which aims to get young people inspired to take up new sports, while learning invaluable skills of leadership, teamwork and collaboration, in a fun energy-packed environment – all with the help of Give & Gain day business volunteers.  There will be 16 Community Games events this year across the country and the majority of them will have a street sport artist running a sport station on the day. The sports include unicycling, freestyle football, BMX flatlanding and more. Local school children will have the chance to try their hand at these unique sports and business volunteers can use this as a fantastic tool to engage with their local community.

Andrew Henderson, world freestyle football champion, who is the ambassador for Give & Gain Day 2012 will also be donating his time on the day. He will be visiting different Community Games sites in London on the day to show off his incredible skills and inspire both the communities and the volunteers to aim for excellence.

Businesses in the UK have a strong history of supporting volunteering in the local community. Last year 240 companies in the UK sent out 8,456 volunteers on Give & Gain Day – helping 244,000 beneficiaries from community organisations. At a time when vital services for young and vulnerable people are being called upon more than ever, businesses can show their solidarity and give local communities a much needed boost by sending out teams of volunteers to help in schools, day-centres and youth groups on Friday 18 May.

Volunteering is often motivated by tapping into people’s personal passions. Of course sports is just one of the many ways that people can give back to their communities through Give & Gain Day 2012 and there are hundreds of charities, community groups and voluntary sector organisations that desperately need volunteers on the day.

There are still places for volunteers that want to make a difference in their communities and get involved with Give & Gain Day. For the opportunity to get involved with anything from building and painting local schools to offering employability skills and more visit www.bitc.org.uk/giveandgainday

Sponsored by Lloyds Banking Group, Eversheds LLP, and in association with BT, Give & Gain Day 2012 is dedicated to getting thousands of employees out of the office, store or factory to volunteer in their local communities.

For more information, please contact Preeti.Shetty@bitc.org.uk

To read more about the Give and Gain Day please click here, to read a blog post from Sportinspired.

Spacehive one of our Nexters, enable’s anyone to pledge support for community building projects hit by the economic downturn.

The social business has enjoyed backing from an unlikely array of figures – including RIBA, Tesco and Stephen Fry. Spacehive are now helping to crowd fund a new project with the support of actor David Suchet. David Suchet is fronting a campaign to revive an historic dock in east London.

Tucked away in the neglected industrial hinterland between Canary Wharf and the Olympic Park, Cody Dock on the River Lea has been forgotten and sealed off for decades. Now, without a penny of government money, the dock is being turned into a hub for London’s creatives, ramblers and nature-lovers.

The 2.5 acre scheme would be the first spark of regeneration in the raw Lower Lea valley.  While Canary Wharf Group has invested billions of private money in nearby Docklands and taxpayers have funded £9.3 billion of Olympic regeneration, the area near the mouth of London’s second river has been neglected for decades.

The aim is to open the dock before the Olympics. Over £56k has already been raised but with just 27 days left until their funding deadline they are reaching out to Londoners-at-large to help them raise the remaining £83k.

Please follow the link to turn a derelict East London dock into a bustling creative quarter, nestled between Canary Wharf and the Olympic Park. www.spacehive.com/codydock

For more information please contact Chris Gourlay, founder, chris@spacehive.com

The potential of sensor-based monitoring as a tool for health care, health promotion, and research has been reported in medical journals [1] and is increasingly being highlighted in the social media. Examples of this type of devices are HealthMantic’s hTrac, NIKE plus, MOTOACTV, Jawbone and Fitbit.  With, allegedly, over 26,000 apps in the main app stores, consumers are also becoming familiar with the range of possible uses of apps and self-tracking devices. Weekly news about new health app releases for smart-phones is becoming routine [2, 3].

The diversity in the number and type of innovations that we are witnessing is not atypical for the early stages of new digital industries. This diversity in the innovation side is, however, in sharp contrast with the inertia in the adoption side of the equation.

Although consumers seem to be eager to adopt new technologies, healthcare institutions are not as speedy at promoting adoption due to several centripetal forces, including organisational inertia and regulatory issues surrounding patient confidentiality and privacy. In a recent book “The Creative Destruction of Medicine”, Eric Topol describes the medical establishment as “ultra-conservative”, “ossified” and “sclerotic” [4].

In addition, understanding how the public responds to the spread of devices and apps that can record and share personal health related information will have a direct impact on both the nature of healthcare and biomedical research [5].

Although certain advances in technology still need to be realised to enable true integrated personal health systems, the major obstacles to the rapid adoption of new technologies are economic, social and institutional. The way healthcare institutions ‘execute’ their personal health initiatives can both promote or hinder widespread adoption. For instance, global web traffic data suggests that very few institution-based personal health record portals get any real traction amongst their users, in comparison with consumer-oriented e-health promotion initiatives.

Ultimately, the desire to keep some control over the overall change process has to be balanced with the need to promote open collaboration with zero barriers to competition [6].

Social entrepreneurs, both for-profit and non-profit, will be the key engines of innovation in this new medical digital era.

References (all last accessed 10^th April 2012)

1. Stanley and Osgood, Annals of Family Medicine, http://www.ncbi.nlm.nih.gov/pmc/articles/PMC3133575/

2. MobiHealth News, http://mobihealthnews.com/15229/top-10-iphone-medical-apps-for-2011/

3. MobiHealth news, http://mobihealthnews.com/13368/report-13k-iphone-consumer-health-apps-in-2012/

4. DW2, http://dw2blog.com/2012/03/25/smartphone-technology-super-convergence-and-the-great-inflection-of-medicine/

5. Genome Medicine, http://genomemedicine.com/content/3/1/6

6. AIDA Technology, “Disruptive ideas”: http://www.edocr.com/doc/17377/aida-technology-disruptive-ideas

Therapy services in a digital world

Buddy is based on a simple vision – we believe that the future is about bridging formal and informal care for people who use health services and that Buddy is on the cutting-edge of this change and is beginning to make it a reality for patient, clinicians and for NHS and voluntary sector mental health services.

Buddy is an SMS and web-based tool designed to support the way mental health services are provided and to bring the way that service users experience and engage with these services into the digital age by harnessing the power of consumer technologies.

We live in a digital age but the use of technology in statutory services and the NHS in particular, is limited. Where it is used, it tends to focus on hardware equipment or IT infrastructure and systems, as opposed to improving the patient experience and frontline service delivery. There been no real focus on harnessing digital and web technologies to better communicate and empower service users by placing the patient experience at the centre of the innovation.

As a result, we currently have an NHS system which demonstrates a tragic mismatch between what service users are accustomed to in the wider consumer culture, and what the NHS is offering. The ‘user interface’ with the NHS is, with a few notable exceptions, still steadfastly analogue and as such is increasingly an anachronism in modern society.

The direction of travel suggests that eventually these changes will penetrate the way healthcare is delivered in the UK. However, more needs to be done more quickly to bring the digital world to NHS service delivery. We at Sidekick Studios are passionate about using design and technology to tackle social problems.  We are outside of the bureaucracy, and are comfortable with best practice in digital design. Our mission is to bring these approaches into the NHS and marry them to the wealth of knowledge and expertise that already exists, bringing together the formal professional-led care that dominates today, with the informal digitally-powered tools of tomorrow.

Through Buddy, we are starting a quiet revolution by working collaboratively with service users, clinical teams and our digital designers to bring together new digital possibilities to solving some of the knotty problems that traditionally beset mental health services.

State Aid? Sorted.

FSA approval? Sorted.

Ribbon cut by PM? Job done.

And armed with £600m over the next few years, with a mandate to invest both in impact funds but also the less sexy (but crucial) development of impact investment intermediaries and market infrastructure, the impact UK investment market place has got what it lobbied for – a large wholesaler, looking to catalyse an emergent market place and leverage in additional private capital.

At the same time, Cabinet Office has unleashed a £10m grant-based fund aimed to support investment and contract readiness of social ventures to access these funds as they are fed into the retail market place. Again, this is something that the market has lobbied for over the past few years.

Given that Boston Consulting Group’s report “Lighting the Touch Paper” recently calculated that the UK impact investment market – in its entirety – transacted £165m in total in 2011, Big Society Capital is potentially about to add a dollop of rocket fuel onto what is clearly a nascent flame of mixed motive capital markets. The Investment and Contract Readiness Fund is lacing this with some lighter fluid, and just for good measure, we’ve also now got European money entering the fray like some mysterious accelerant that none of us secretly quite understand, but are intrigued and excited by, whilst hoping it doesn’t burn the whole house down.

Do we now have everything the market has asked for? No.

Is there still market failure that these two initiatives do not address? Yes.

For a start, there is further work for the Government to do on deciding whether it will recognise the regulatory opportunities and tax incentives to stimulate this market further. The forthcoming HMT review is welcome but it is unclear where responsibility sits within the Department. The voting down of sensible amendments to the Finance Bill and warnings around tax reliefs in the budget cause concern.

In addition, it is about time that the Department for Business recognised that social ventures are – on the whole – SMEs that are part of the enterprise led solution to the economy and not some niche do-gooding irrelevance.

BUT – and it’s a big BUT that deserves capitalisation –  the statement of intent made by the creation of Big Society Capital and the supporting act that is the Investment and Contract Readiness fund is crystal clear. Government has paved the way for the impact investment market to progress and expand beyond recognition, and frankly put a lot of its own money on the table too. Whilst not covering every single base, these two initiatives pretty much challenge the market to put up or shut up.

The same old questions still currently abound. Are there enough investable opportunities out there? Are there enough credible sector advisors to create institutional grade investment proposals?

Over the next couple of years, the market is simply going to have to answer these questions once and for all. We lobbied hard enough for what we believed the market needed, we got enough of it, and now we simply have to deliver.  And no excuses.

Jonathan Jenkins is the Chief Executive of The Social Investment Business Group.

Web: www.thesocialinvestmentbusiness.org

Twitter: @TheSocialInvest/ @j0nathanjenkins

Big Society Capital (BSC) was an idea that was first raised over ten years ago. The government launched its formal social investment strategy just over a year ago. Since then a blueprint has been developed, EU State Aid exemptions and FSA authorisations have been obtained. The government and bank shareholders have done extensive due diligence. Today BSC is a financial institution with real offices, real employees and a committed and high calibre board. It has a capital base that will increase to £600 million over the next four years and it stands ready to fulfil its mandate to grow the social investment market in the UK. It will aim to provide a broad range of investment opportunities to individuals and institutions. It will seek to connect social organisations to financial markets and to revolutionise the funding alternatives available to them. Most importantly it will provide new investment capital specifically focused on improving lives and supporting communities around the country.

The launch of BSC comes at an exciting time for the social investment market. Over the last twelve months there have been new initiatives and new money made available – by mainstream banks, foundations and other financial institutions; by the  Cabinet Office and the Department for Work and Pensions; and by the Big Lottery Fund. The number of Community Interest Companies (CIC) – entities set-up with a clear social mission and a legal commitment to use their surpluses predominantly in support of that mission – has grown to 6,000 and are proliferating at a rate of close to 200 new enterprises a month. It is now estimated that a third of new enterprise start-ups are socially motivated.

The activity has not just been confined to the UK.  Recent research by JP Morgan suggests that governments across the UK, US, Europe and Australia have made over $5 billion available to promote social investment over the last three years, almost half of which was announced in 2011. Major international institutions are endorsing social impact investing as an emerging asset class. The concept of Social Impact Bonds, a revolutionary financing vehicle which allows private investors to fund important social interventions and earn a return based on actual social outcomes and which originated here in the UK, are being picked up around the world.

The EU is also on board. Over 800 people assembled in Brussels last November to listen to President Barosso and Commissioner Barnier launch the Social Business Initiative which lists 11 separate actions to improve access to funding, increase the visibility of social entrepreneurship, and improve the legal and regulatory environment for social businesses. Initiatives include a new Euro 90 million fund and special priority for investments in social enterprises in the next EU budget round.

The launch of BSC is an opportunity to accelerate the pace of change, to move beyond research and rhetoric and beyond aspiration for a new way of investing and a new asset class. The truth is that, despite all the activity and the good intentions, too little money is making it to the front line.

If the market is to grow, a number of things need to happen – there needs to be more investment readiness support, better means of measuring and reporting social impact, greater financial sophistication in the sector generally and, perhaps most importantly, a more open and realistic attitude towards risk-taking among all the stakeholders in this market.

Mainstream investors and trustees need to challenge received wisdom when it comes to their fiduciary responsibilities by demanding that their advisers and managers show them more social investment opportunities. Foundations need to use the new flexibility granted them by the Charity Commission and allocate at least a proportion of their endowments to social investment funds. Government and Local Authority commissioners need to be quicker to adopt payment by results and need to take risk in awarding more contracts to social enterprises. The fact that organisations with a social purpose can bring benefits that large privately owned government contractors cannot needs to be reflected.  Financial institutions, particularly banks, need to create more specialised and dedicated pools of funds to support local community and social enterprises. The Treasury needs to follow up on its commitment in the budget to address the financial barriers to social enterprise and ideally to do so through appropriate tax incentives.

It is more than a decade since the Social Investment Task Force recommended building an infrastructure for social investment in the UK.  Today the UK is at the forefront of the global social impact investing movement.  Let us not miss this opportunity. Now needs to be the time when this leadership drives real transactions and starts to make a real difference to frontline social enterprises and to the lives of people in our society.

Nick O’Donohoe, Chief Executive Officer, Big Society Capital

Click here for the original blog post.

For more information please visit http://www.bigsocietycapital.com/

With the launch of BSC on 4^th April, this is the third of a series of blog posts we have curated from leading figures in the social finance sector – “Big Society Capital – a new frontier?” where we will explore the potential impact of the fund to transform the capacity of social enterprise to solve social problems in the UK.

To read the first post by Michael Green, economist and author, click here.

To read the second post by Toby Eccles, Social Finance, click here.

Tomorrow we will hear from Jonathan Jenkins, CEO, Social Investment Business.

Big Society Capital (BSC) is an independently run social investment fund that aims to create a market for social finance which will deliver a mixture of social and financial returns.

The BSC will eventually be capitalised with around £600m, two-thirds of which will come from dormant bank accounts and the rest from the four biggest high-street banks.

For more information please visit http://www.bigsocietycapital.com/